This guide provides all the information concerning financing new or pre-owned Subaru vehicles.
Navigation through such processes may be quite daunting or overwhelming for many individuals in the absence of the right information. But then, there’s a solution lying in the form of Subaru Motors Finance. Being Chase Bank powered, Subaru Motors Finance presents easy and lucid financing solutions to all U.S. Subaru buyers.
Whether you were looking for “Subaru Motors Finance phone number” or if you were curious about Subaru Chase Motor Finance, the process of how they work, this complete guide for 2025 will provide you with all you need — loan options to getting client service access.
What Is Subaru Motors Finance?
Subaru Motors Finance (SMF) is the exclusive auto-financing program for Subaru automobiles that are supported by Chase Bank– the most prominent consumer banking institution in the country.
It offers:
- Automobile loans
- Lease financing
- End-of-lease services
- Account management tools
When partnering with Chase, Subaru will be able to offer attractive rates, special promotions, and an easily applied finance option for qualified buyers on approved credit.
How Subaru Motor Finance Works
1. Apply for Financing
Financing may be applied for at a participating Subaru dealership or by accessing the online Subaru Motors Finance portal. Typically, an application comprises the following:
- Personal information
- Verification of employment and income
- Information about the vehicle
- Consent for credit
Most decisions are made quickly, especially if your credit profile is solid.
2. Loan or Lease Options
Subaru Motors Finance offers:
Financing Types, Descriptions –
- Auto Loans: Fixed rate, New or certified pre-owned Subaru models
- Lease: Flexible terms usually 24–48 months; often at low monthly
- Balloon Financing: Lower payments with large final payment
Your Subaru Motor Finance account is managed entirely through the Auto Finance division of Chase Bank.
Access Steps:
- Go to: https://www.chase.com/personal/auto-loans/subaru
- From there, click on “Sign in” or “Enroll”
- Enter your Chase login credentials (or register if you are not yet a member)
- Here you can get the things done:
- Make payments or schedule future payments
- Set up auto-pay
- Check the pay-off amount
- View or download necessary tax documents
- Make payments or schedule future payments
Subaru Motors Finance Phone Number & Customer Service
To discuss your Subaru auto financing or lease with a live agent, contact Subaru Motors Finance (serviced by Chase) at:
📞 Subaru Motors Finance Phone Number:
1-800-336-6675
Hours: Monday–Friday, 8 AM–11 PM EST; Saturday, 9 AM–8 PM EST
(Closed Sunday)
Other Contact Alternatives:
- Chase Mobile App (Secured Messaging)
- Message centre on your account dashboard online
- Send Payments in the mail to the correct Chase Auto address on your statement
Benefits of Financing with Subaru Chase Motor Finance
Several advantages have been brought ahead by Subaru’s collaboration with Chase for the consumers:
Attractive Rates
- Particularly to well-qualified buyers
- Special APR deals and lease promotions available frequently during Subaru events
End-of-Lease Flexibility
- Purchase your lease, extend it, or return the car under very flexible terms
Convenient Online Management
- Chase.com or the mobile site brings together all accounts
- Electronic statements and automatic payment
Pre-approval Offers
- A portion of the buyers might also be receiving pre-qualified financing proposals right from Chase so that they can shop confidently
- Yes — all lending or leasing is through JPMorgan Chase Bank
- End-to-end service is through Chase Auto Finance
- Subaru is the brand partner, and Chase is the financial provider
This structure is identical to other auto brands such as Jeep (Jeep Capital by Chrysler Capital) or Toyota (Toyota Financial Services).
How to Apply for Subaru Auto Financing
The following step-by-step details the process if a Subaru car is to be financed:
At the Dealership:
- Select your Subaru vehicle
- Indicate you want to use Subaru Motors Finance as your finance provider
- Complete your application at the dealership
- Finalize your contract after receiving a decision
Via Chase Online:
- Go to: https://www.chase.com/personal/auto-loans/subaru
- Calculate your payments with the auto loan calculator
- Submit a pre-approval or application form
- Finishing touch with a Subaru dealer
Subaru Lease-End Options with Chase
If your Subaru lease is ending, you have a few options through Chase:
1. Return Your Vehicle
- Return to where you originally leased it or any authorized Subaru dealer
- Return the vehicle, complete inspection, and settle any charges (mileage, wear & tear)
2. Purchase Your Lease
- Purchase your vehicle at the agreed residual value
- If your vehicle is in great shape or the market value is higher, this is a great option for you
3. Lease a New Subaru
- Many dealers will offer some kind of incentive as a thank-you for returning lessees.
- These may consist of lower charges or special prices for leasing.
- To get the lease-end planning process started, contact Subaru Motor Finance customer service, or visit Chase’s lease-end section.
Subaru Motors Finance vs. Third Party Auto Loans
| Feature | Subaru Motors Finance (Chase) | Third-Party Lenders |
| Partnership Discounts | ✅ Yes | ❌ No |
| Online Management | ✅ Seamlessly via Chase | Varies |
| Brand Promotions | ✅ Special APR & lease offers | ❌ None |
| Convenience | ✅ One-stop through dealership | ❌ Often separate |
| Loan Transfer Options | ✅ Possible with Chase | ✅ Depends |
If you prefer convenience, integration, and brand offers, consider going with the official financing arm of Subaru through Chase.
5 Top FAQs About Subaru Motors Finance
- What is the number for calling Subaru Motors Finance?
For customer service representatives related to your Subaru lease or loan through Chase Auto, dial 1-800-336-6675. - How do I apply for a Subaru loan through Chase?
Applying for a Subaru loan from Chase is easy. Just surf the application page at Chase for more information. Subsequently, after being directly re-deployed through the numerous applications of these loans, when signing the relevant document, you don’t get confused. The chance to forget is quite slim since the vital details are highlighted by a tick. - Can I apply or manage Subaru lease/loan online?
Certainly. It’s possible to pre-apply or manage lease/loan online via Subaru Motors Finance on the Chase Auto website. - Is Subaru Motors Finance only for new vehicles?
No. Actually, the company also finances certified pre-owned Subaru models dependent on dealership offers.
Conclusion: Is Subaru Motors Financing Right for You?
Subaru Motors Finance, available through Chase Auto, represents a compelling choice for prospective new car buyers and lessees in search of attractive finance rates, ease of management, and brand-specific deals. Supported by the trusted name of Chase, users can expect transparent terms, secure account management, access to exclusive Subaru promotions, and great end-of-lease flexibility.
